Research studies have shown that one of the main reasons for financial hardship during retirement is lack of planning. Still, more than half of US workers surveyed by the Employee Benefits Research Institute have not calculated what they will need for retirement.* By developing a retirement plan strategy early, you’ll be able to build a portfolio to assist with your retirement expenses.**

FNG’s professional representatives can evaluate your personal situation to determine short and long term income requirements. Your needs are carefully assessed and your financial advisor can illustrate what investment choices best fit your risk tolerance profile and time horizon.

It’s never too late to start planning for your future. FNG can assist you in the following areas:

• When can I afford to retire?
• Income needs today and tomorrow
• Impact of inflation and taxes
• Investing for growth and income
• Evaluating investment volatility

For more information about retirement planning, investments, 401(k) rollover options, or other general questions, contact a member of The Financial Network Group team:

Sandra Faith Hall, Financial Advisor at (513) 469-7500 ext. 450 or sandrafh@fngltd.com