Payments are made via check sent through the mail.

If you initiate your payment by 3:00 PM Monday - Friday, CACU will mail the check the same day; please allow sufficient time for mail delivery and payment processing.

Checks are issued on your account and funds are not withdrawn until the check has been paid. A "comment" is placed on your account when the check is issued and you can view this in your transaction history. You will know that the merchant received your payment when you see that the check has cleared your account.

CACU does not place a "hold" on these funds when the check is issued. If there are insufficient funds in your account when a Bill Payment check is presented for payment, it mayl be returned "NSF" and your account will be charged a $20 fee.

You can add, change or delete merchants at any time.