Here are just a few of the conveniences available to you when you open a CACU Checking Account:

• Free Personalized Checks - Your first 50 personalized, carbonless copy checks are sent
  directly to you after opening your account
• Free Overdraft Protection - Enjoy the security of overdraft protection via your Share Savings
  Account (5 free transfers per month) or apply for an overdraft line-of-credit.
• Free Internet Access - Our Internet Branch is open 7 x 24. Check your balance, transfer
  funds, apply for a loan, view your canceled checks, view a transaction history, download to                              
  Quick or MS Money, and more. Use Bill Payment to set-up and pay bills without trips to the post office.             E-Statements – Use your Internet Branch account to retrieve your monthly account statements. Your statement will remain available on-line for 12 months. You may choose to retain a copy for your records by printing it or saving it electronically. It’s fast, free and secure - no waiting for the mail, no paper to file or shred.
• Free Telephone Account Access - Our automated audio-response system, Comm-Line,
  allows you 24 hours a day, seven days a week access to your CACU accounts. You can check
  your balance, transfer funds, verify that your checks have cleared, apply for a loan and more.
• MasterMoney Check Card Access - Enjoy the convenience of a check, an ATM card, and cash wrapped up in one handy little card. There is no monthly fee. Use your CACU MasterMoney Check Card anywhere MasterCard is accepted. The purchase price will be deducted from your checking account. Furthermore, your MasterMoney Check Card doubles as an ATM card.   ATM Access - Make transactions on your account 24 hours a day, 7 days a week.  There are no surcharge and no transaction fees when you use any PNC Bank ATMs or the Alliance One network of ATMs. You’ll have ATM access around town, across the United States and around the world.
• Courtesy Pay - As a feature of your CACU checking account, Courtesy Pay may allow us to pay an item presented for payment against your account even if it causes your account to become overdrawn. Rather than automatically returning, unpaid, any non-sufficient funds items that you may have, we will consider approving your overdrafts. To access this service your eligible account must be opened for at least 30 days and be in good standing. This service is offered at the discretion of CACU and is purely a courtesy or privilege that we may provide for you. Your account will be charged a Courtesy Pay fee, currently $20, for each item. We require no application for this service, however, you may opt out by providing written notification to us. Disclosure