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DIVIDEND RATES

Rates effective March 21, 2008, subject to change at any time.


RATE*
APY*
SHARES (all accounts except checking & IRA)

 .75%

 .76%

CHECKING with $1,000 minimum balance to earn dividend

 .25%

 .25%

INDIVIDUAL RETIREMENT ACCOUNT/PASSBOOK IRA

1.75%

1.76%

MONEY MARKET ACCOUNTS
BALANCE RANGE
RATE*
APY*
$0.00 to $2,499.99

0.00%

0.00%

$2,500.00 to $9,999.99

1.785%

1.80%

$10,000.00 to $24,999.99

1.982%

2.00%

$25,000.00 to $49,999.99

2.219%

2.15%

$50,000.00 to $74,999.99

2.472%

2.50%

$75,000.00 to $99,999.99

2.618%

2.65%

$100,000.00 and above

2.765%

2.80%

TERM SHARE ACCOUNT (CERTIFICATE) RATES - Minimum Balance is $500                       A penalty may be imposed for early withdrawals

MATURITY

RATE*

APY*

DIVIDEND FREQUENCY
3 Months

2.570%

2.600%

Compounded Monthly
6 Months

2.862%

2.900%

Compounded Monthly
9 Months

3.057%

3.100%

Compounded Monthly
12 Months

3.251%

3.300%

Compounded Monthly
18 Months

3.300%

3.350%

Compounded Monthly
24 Months

3.348%

3.400%

Compounded Monthly
36 Months

3.445%

3.500%

Compounded Monthly
48 Months

3.494%

3.550%

Compounded Monthly

60 Months

3.542%

3.600%

Compounded Monthly

  • Members are eligible to earn an additional 1/4% premium on share certificates by joining CACU's Member Select.
  • Members enrolled in Member Select 50 can earn up to an additional 1/2% premium on share certificates.

IRA CERTIFICATE RATES - Minimum Balance is $500                                                         A penalty may be imposed for early withdrawals

MATURITY RATE* APY*
3 Months 2.820% 2.860%
6 Months 3.112% 3.160%
9 Months 3.307% 3.360%
12 Months 3.501% 3.560%
18 Months 3.550% 3.610%
24 Months 3.598% 3.660%
36 Months 3.695% 3.760%
48 Months 3.744% 3.810%
60 Months 3.792% 3.860%

* Rate = Dividend Rate, APY = Annual Percentage Yield

While we do our very best to assure these rates accurately reflect our current interest rates, please call the credit union for current rates.
    
           

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