Communicating Arts Credit Union : Electronic Transfers

Electronic Transfers

Payment for your CACU Loan

Your CACU loan payment can be transferred from an account at another financial institution by completing and returning our Electronic Payment Agreement (pdf).

External Account Transfer

Have an account at another financial institution? - Want to easily make transfers to that account from your CACU account? - Or to your CACU account from that account?

Sign up for an External Account Transfer. Choose to have "Automatic Monthly" transfers on a given date every month. Or, use your CACU Internet Branch Account to make the transfers "On Demand "- you decide when you want the transfer to occur. In either case, you determine or change the amount of the transfer anytime through your Internet Branch Account.

This is a FREE service.

To authorize this service for your account, click here for an External Account Transfer Form (pdf). Complete and return the form to us. You will receive a confirmation by e-mail that your transfer has been set up.

If you opt for an Automatic Monthly transfer you will need to log on to your Internet Branch account to enter the amount for the first transfer. You may change the amount for future transfers through your Internet Branch account.

For On-Demand transfers, after set up, you can enter the amount for the transfer when you initiate each transfer through your Internet Branch account.

You can initiate transfers though your Internet Branch account any day but be aware that the system will be unavailable between 12:30 PM and 1:30 PM every weekday. Transfers initiated after 1:30 PM will not be sent until the following business day.

Follow this link to access our Internet Branch External Account Transfer tutorial (pdf). Federal regulations limit the number of transfers you can make from your savings during any month to no more than six through the following methods:ATM, Comm-Line, Internet Branch, Telephone call to CACU staff, ACH withdrawals from savings,Overdraft protection

There is no limitation on the number of withdrawals from savings in our office or through an ATM.

Use your checking account for the majority of the transactions on your CACU account to avoid the transaction limit. If there are insufficient funds in your account at the time of a transfer, the transaction may not occur and your account may be charged a service fee.