A ChexSystems Record is not the End of the Road

Communicating Arts Credit Union's Opportunity Checking Account is for individuals who have a ChexSytems record* but are looking for a fresh start and the chance to overcome past financial dificulties. It gives you the opportunity to build a history of responsible money management and have the convenience of a checking account and check card, tools that save you time and money.

FEATURES:

• Opening Balance Requirements - Direct deposit and $25, or $100
• Monthly Fee - $5
• No minimum balance requirement
• Communicating Arts Debit MasterCard®  - for PIN-based transactions only

You may apply for a Communicating Arts checking account if your Opportunity Checking account reamins in good standing for 12 months.

* People whose accounts were overdrawn and then closed by themselves or by their financial institution may be reported to ChexSystems as having a history of mishandling their account. Each report submitted to ChexSystems remains on file for five years warning financial institutions, lenders and even potential employers that you could be a credit risk. The decision to delete a report is entirely up to each bank or credit union and its individual policies.