- A ChexSystems Record is not the End of the
- Opening Balance Requirements - Direct deposit and $25, or $100
- Monthly Fee - $5
- No minimum balance requirement
- Communicating Arts Debit MasterCard® - for PIN-based transactions only
You may apply for a Communicating Arts checking account if your Opportunity Checking account reamins in good standing for 12 months.
* People whose accounts were overdrawn and then closed by themselves or by their financial institution may be reported to ChexSystems as having a history of mishandling their account. Each report submitted to ChexSystems remains on file for five years warning financial institutions, lenders and even potential employers that you could be a credit risk. The decision to delete a report is entirely up to each bank or credit union and its individual policies.