Loans
Overdraft
An overdraft protection loan for your Communicating Arts checking account provides you with protection if you overdraw your account. This line of credit prevents the inconvenience of having a payment returned for insufficient funds and the cost may be less than a courtesy pay fee or NSF charge.
You can access your line of credit by issuing a check, as an ATM transaction, a check card transaction, or by contacting our office and requesting a deposit to your checking account.
- Advances are made in $100 increments.
- Your minimum monthly payment will be equal to $3 per $100 advanced with a minimum payment of $25.
- For current rate information see our Loan Rate Page.