Mortgages

Affordable Loans from a Source You can Trust - Whether you are buying or refinancing your home, the credit union can help you sort through your options.

- Pre-Approval before you shop	- 10 to 30-Year Terms
- Conventional Mortgages	- Low, Fixed Rates
- Balloon Mortgages

Your interest rate will be determined by a number of factors including your credit history, the term of the loan, and the value of the property in relationship to the amount you want to borrow.  We encourage our members to get pre-qualified before they begin house shopping. 

Get Started Today - Click here to:

	Check Current Rates
	Apply On-line
	Use Calculators to Help You Decide
	Compare costs when choosing a loan.  Review estimated closing cost for our mortgage loans.  Learn more

Home Equity Loans

If you already own your home, you have an excellent borrowing tool.  The equity you have built up in your home can supply you with the cash you need for just about anything and the interest you pay on the loan may be tax-deductible. Planning to use your Home Equity Loan to make energy-efficient home improvements?  To learn more visit Alliance to Save Energy at ase.org or the Energy Star web site to see if your expenditures qualify for Federal tax credits.

Fixed-Rate Second Mortgage - Borrow and enjoy terms up to 10 years. You'll appreciate knowing exactly how much your payment will be each month.  Apply now

Home Equity Line-of-Credit - This variable-rate loan affords you the flexibility of having money available when you need it. Establish a line of credit from $5,000 to $100,000 and draw upon it as needed in $100 increments. Your monthly payment is based on the outstanding balance of the loan.  Contact us to begin your line-of-credit application.