Visa and Mastercard Credit Cards

The best option for a credit card

  • Low Non-Variable Rate
  • No Annual Fee
  • No Cash Advance Fee
  • No Fee for Balance Transfers
  • 25-day Grace Period on Purchases
  • No application Fee
  • Free on-line account management

    • With a Communicating Arts VISA Platinum, VISA Classic, or MasterCard, we guarantee - no gimmicks.  The recently enacted Credit Card Accountability, Responsibility, and Disclosure (CARD) Act bans unfair rate increases, prevents unfair fee traps, requires plain site/plain language disclosures, and provides protections for students and young people. No problem for Communicating Arts members - these are the standards we have always adhered to.

    We're proud to be identified as one of the most fair and ethical credit cards in the US.  Click here  to find ours on the "Dean's List."

    We offer members a low interest rate and no annual fee with many cost-saving benefits.

    Our VISA Platinum card has the same benefits as our VISA and MasterCard Classic cards with credit limits as high as $15,000, and an annual CASH BACK rebate of as much as 1% on all your purchases.  If you or your family members do not have a Communicating Arts VISA or MasterCard, now is the time to apply (pdf).   

    On Line Account Access - Manage your credit card account online in our Internet Branch.  Choose paperless statements to eliminate clutter and receive automated alerts.  Problems with your on-line credit card access? Contact us for assistance. 

    Balance Transfers
    Save money by moving balances from other credit cards to your Communicating Arts Visa or MasterCard credit card. The transfer of high-interest balances could instantly reduce your monthly payment.  Click here for a Balance Transfer form(pdf) or contact us for more information. 

    Use these calculators:  What will it take to pay off my balance?   How can I pay off credit card debt?   And from the Federal Reserve: How long will it take me to pay off my credit card balance if I only make the minimum payment?  

    VERIFIED BY VISA & MasterCard SecureCode

    Password protect your Visa and/or MasterCard card for added safety online. A new way to add safety when you buy online. Protect your existing Communicating Arts Visa and/or MasterCard card(s) by creating a personal password as unique as you are. VERIFIED BY VISA and MasterCard SecureCode help ensure that only you can use your credit card to buy online.*

    * At participating online stores.

    Register today! It takes just a few minutes to activate. To register your Visa credit card or learn more about VERIFIED BY VISA click here.

    To register your MasterCard credit card or learn more about MasterCard SecureCode click here .